Beware of Impersonation Scams!

MTM Payments and legitimate financial institutions will NEVER do these things over a phone call:

Ask you to transfer money
Ask you to disclose bank log-in details
Ask you to install mobile apps from unofficial app stores
Transfer your call to Police or other authorities

If unsure, contact us directly through our official channels to verify.

Common Scam Types

Understanding different types of scams helps you stay protected. Here are the most common scams targeting individuals and businesses today.

Phishing Scams

Fraudulent attempts to steal your personal information through fake emails, messages, or websites that appear legitimate.

Warning Signs:
  • Urgent requests to verify account
  • Suspicious email addresses
  • Links to unfamiliar websites
  • Requests for passwords or PINs

Investment Scams

Fake investment opportunities promising unrealistic returns with little or no risk. Often target those seeking quick profits.

Warning Signs:
  • Guaranteed high returns
  • Pressure to invest immediately
  • Unregistered investment schemes
  • Requests for upfront fees

Impersonation Scams

Scammers pretending to be from legitimate organizations, government agencies, or trusted companies to gain your trust and steal information.

Warning Signs:
  • Calls from "official" numbers
  • Threats of legal action
  • Requests for remote access
  • Pressure to act immediately

Payment & Invoice Scams

Fake invoices, payment requests, or notifications designed to trick you into sending money to scammers.

Warning Signs:
  • Unexpected payment requests
  • Requests for gift cards or crypto
  • Threats of account closure
  • Unusual payment methods

Business Email Compromise

Targeted attacks on businesses where scammers impersonate executives or vendors to authorize fraudulent wire transfers.

Warning Signs:
  • Emails from "executives"
  • Urgent wire transfer requests
  • Changed payment instructions
  • Requests to bypass procedures

Account Takeover

Unauthorized access to your accounts through stolen credentials, phishing, or social engineering tactics.

Warning Signs:
  • Unexpected login notifications
  • Password reset emails you didn't request
  • Unfamiliar account activity
  • Changes you didn't make

How to Spot a Scam

Scammers use specific tactics to trick their victims. Learn these red flags to protect yourself from falling victim.

Urgency & Pressure

Scammers create false urgency, pressuring you to act immediately without time to think or verify.

Requests for Sensitive Info

Legitimate companies never ask for passwords, PINs, or full account numbers via email or phone.

Unusual Payment Methods

Requests for payment via gift cards, wire transfers, or cryptocurrency are major red flags.

Too Good to Be True

Promises of unrealistic returns, free money, or exclusive deals that seem too good to be true usually are.

Threats & Intimidation

Threats of arrest, account closure, or legal action are tactics used to scare victims into compliance.

Poor Grammar & Spelling

Official communications from legitimate organizations are professionally written without errors.

Suspicious Links

Links that don't match the claimed destination or use shortened URLs should be treated with caution.

Unsolicited Contact

Unexpected calls, emails, or messages from unknown sources claiming to be from trusted organizations.

What to Do If You've Been Scammed

If you believe you've fallen victim to a scam, take immediate action to protect yourself and minimize the damage.

1

Contact MTM Payments

If the scam involves MTM Payments or our services, contact us immediately through our official channels. We're here to help protect you.

2

Contact Your Bank

Immediately notify your bank or payment provider if you've made a payment or shared account information. They can help freeze accounts and prevent further unauthorized transactions.

3

Change Your Passwords

Change passwords for all affected accounts immediately. Use strong, unique passwords and enable biometric authentication where available.

4

Report to Authorities

File a report with your local police and relevant financial crime units. Keep records of all communications and transactions related to the scam.

5

Monitor Your Accounts

Closely monitor all your accounts for unauthorized activity. Review statements regularly and set up transaction alerts if available.

6

Alert Credit Bureaus

If personal information was compromised, consider placing a fraud alert on your credit reports to prevent identity theft.

Need Immediate Help?

If you've been scammed, don't wait. Contact us immediately through our official channels.

Contact Us Visit Contact Page

Safety Tips & Best Practices

Protect yourself with these essential security practices. Stay one step ahead of scammers.

Verify Before You Trust

Always verify the identity of anyone requesting sensitive information or payments. Contact companies directly through official channels.

Use Strong Passwords

Create unique, complex passwords for each account. Use a password manager and change passwords regularly.

Enable Biometric Authentication

Add an extra layer of security to your accounts with Biometric. This significantly reduces the risk of unauthorized access.

Keep Software Updated

Regularly update your operating system, browsers, and security software to protect against known vulnerabilities.

Monitor Your Accounts

Review your account statements and transaction history regularly. Report any suspicious activity immediately.

Stay Informed

Educate yourself about the latest scam tactics. Follow security updates from financial institutions and government agencies.

Check URLs Carefully

Before entering credentials, verify the website URL. Look for HTTPS and ensure the domain name is correct.

Be Skeptical of Unsolicited Calls

If you receive an unexpected call, hang up and call the company directly using the official number from their website.

Verify Email Senders

Check email addresses carefully. Scammers often use addresses that look similar to legitimate ones but with slight variations.

Remember: MTM Payments Will Never

Ask for your password or PIN via email, phone, or text message • Request payment via gift cards, wire transfers to personal accounts, or cryptocurrency • Threaten you with account closure or legal action • Ask you to download software or grant remote access • Contact you unexpectedly asking for sensitive information

Report Scams

Reporting scams helps protect others. If you encounter a scam or suspicious activity, report it immediately.

Report to MTM Payments

Contact us immediately if you encounter a scam involving MTM Payments or our services.

Contact Us →

Report to Authorities

File a report with your local police department and financial crime units in your jurisdiction.

Visit ScamShield →

Report Phishing

Forward suspicious emails to relevant anti-phishing organizations and your email provider.

Forward phishing emails to your email provider's abuse department